I have a good job and am struggling with the bills I have created…how do I get someone that will help me and i can pay it back and build my credit..they payday loans are not a solution to the problem.
I have a good job and am struggling with the bills I have created…how do I get someone that will help me and i can pay it back and build my credit..they payday loans are not a solution to the problem.
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February 8th, 2010 at 6:57 pm
The LAST thing you need is more debt!
The best thing you can do to repair your credit is to become current on the debt you currently owe and pay it off!
I agree that payday loans are not a solution. I would add to that. Another loan of any type is not the solution.
The day I stopped signing my name to more debt was the day I started winning financially!
February 8th, 2010 at 6:57 pm
If you absolutely do not have money, ask your employer if they can provide you with an advance (which you should be able to pay back without finance charges). Best bet is to create a budget and stick with it. Figure out how much you have to pay out per month, how much you need for food, gas, etc., budget it all in and throw the rest in savings. IF you can, go to the bank and request a personal loan of some sort for whatever amount to pay off "all" your debt and then pay off your personal loan – however, if your credit isn’t that good then you may get denied the loan which can look even worse. Good luck!
February 8th, 2010 at 6:57 pm
You need a written budget and a strategy, not more debt.