I have many credit cards and bills I can’t keep track of them all. Are there any companies I can call that would lower my payments and combine them all into one payment? Are they free because I cant afford to pay them too. Thanks for any help you can give me.
When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit score to have a huge debt ratio like this?
OTHER QUESTION: and you also want to have say, 3 credit cards, (3 of them is the number you want to have a good credit profile, right), then the debt consolidation companies close your credit cards or do they not? How does it work
Can anyone please give me a good site that deals with credit card consolidation? I am looking for something that is quick and easy and is done solely online without those annoying phone calls. Thank you!
I have a friend. Yes, not me. She has a primary mortgage of 0,000 at 7%, secondary mortgage of ,000 at 7.5% and credit card debt of ,000 @ 9.5%.
Are there any companies that can consolidate this debt and roll in the refi fees at a comparable rate? Also, let’s say she has no equity in the house. Just bought it last July.
i have approx 00.00 work of credit card debt and i want to get rid of it. can anyone tell me a good company to use that has no fee. all that i have found tell me i need to have between 00.00 & 10000.00
Hello again guy’s. I just wanted to share my experience with creditsolutions.com. I called and spoke to someone about my situation. The conversation started out good and went bad within a few minutes. First I was told there was no fee for the service and then it turned into %15 of the monthly payment. Then it was explained to me that my debt wouldn’t be paid off every month by the company, but I would be putting a certain amount of money in a seperate bank account to be saved until credit solutions negotiated (settled) with my debtors. I need a resoltuion asap. If I saved the money myself I wouldn’t need credit solutions. Does anyone know of a lending institution that will lend to someone with fair to good credit? I need a debt consolidation loan, not a settlement, which will reflect negatively on my credit report. I’m very disappointed. Thanks guy’s.
What steps do you need to go through to apply for Careone debt consolidation?
For those who have used it, what did you think and did it help you at all?
Thanks guy’s for your input.
Zcomm, QAP who are these people if they are not a lending institution? It sort of reminded me of Ebay. Am I mistaken? Are they members of the better business bureau?
Where can one apply for debt consolidation when you are blacklisted?
Hey, I need some help.
I have bad credit – it’s not horrible, but it’s really not the best. I was talking to one of the guys who I am paying money to right now. I have a payment arrangement with him, and he is offering me a settlement. I do not have the money to pay it, but he suggested that I go to a place like wells fargo and get a debt consolidation loan. If i have poor credit will I still be able to get this??
I live in Canada – Does anybody know what canadian companies I could use?